Use a standard API like MQ or OFX (common in the banking industry), or develop XML API, which is becoming more popular.

使用标准api，如MQ或OFX(在银行界常用)，或者开发xml。

When the move is finally made to downloadable files in OFX version 2, you will be able to immediately enjoy direct XML parsing.

如果此举能最终应用到OF X版本2的可下载文件，您将能够立即享受到直接进行xml解析的乐趣。

You can deal with this during the initial processing or later, when reporting data, because the OFX date format doesn't affect the validity of the XML.

可以在初始处理或在之后报告数据时解决这个问题，因为OF X日期格式并不影响XML的有效性。