Marine insurance policy includes "both to blame" collision clauses and fully covers the shipment.

海运保险单包括负责船舶互撞条款和全部货载。

We have shipped a lot of goods. We think TLO is the best policy for shipment. Trust us, please.

我们出过很多货，我们觉得全损险对这批货是最合适的。请相信我们。

This insurance shall take effect from the time the insured goods leave the consignor's warehouse at the place of shipment named in the policy .

本保险责任自被保险货物运离本保险单所载明的启运地发货人的仓库时生效。